A mortgage that works for you


Mortgage brokerage tailored to your needs, goals and circumstances

You don’t need one-size-fits-all advice — you need strategies and loan options that match where you’re at, and where you’re going.

Whether it’s buying your first home, trading up, starting or growing your investment portfolio… the Bricks and Mortgage team are market experts who help people like you get the financing they need to turn their dreams into reality.

More happy clients than you can shake a brick at…

I never would have believed I could have achieved what I have today, but with your advice and guidance I now have my first property.

— Xenia Goodwin

The best person for your home loan. I work for a bank – a very big bank (as does my wife). As a result, we’re eligible for a number of staff benefits. No LMI, cheaper interest rates etc. Now, having both spoken to our employers about these benefits, the process of applying for the loan, among other things, we were left with many unanswered questions and a lack of confidence in whether we would be getting what we wanted. Enter Bricks and Mortgage. Josh explained everything so well,
investigated options that fit our requirements, and, has ended up saving us a considerable sum of money (I’m talking over $150k in projected interest). Not only that, he made the whole process so easy! I cannot recommend his services enough; if you need a home loan, he’s
the person to speak to!

— Taras Huntley + Ashlea Stew

I would not recommend anyone else when needing a broker. Professional, knowledgeable and helped to make the process stress-free.

— Georgia Dib

Applying for our first home loan four years ago was daunting, Jai and his team made this process easy – they stepped us through every detail and we’re always available. I doubt we would’ve been successful without Jai, his extensive knowledge got us over the line and into our new home.

— Sarah Bracegirdle

Everything you said would and should happen, did. Everything you said you would do, you did. To say what many people call “stressful” process a breeze and a walk in the park for us is not even close to how we felt. Because YOU made it simple. Thank you for everything as you made
our dreams come true.

— Nikola + Lina

Assisted us greatly in discussing the sale of our first home and purchase of our upgrade. We are now in a better financial position moving forward and have plans in place for growth. I can’t recommend Joshua and his team highly enough for your home loan needs. The process has been so swift and smooth and they have explained everything perfectly for us.

— Daniel + Kylie

My wife and I can not thank you enough for the hard work you have put into helping us accomplish building our forever dream home. Thank you again legend for making this scary process smooth, calming and reassuring there was always a plan to help us succeed.

— Brendan + Rebecca

From start to finish Jai and team achieved everything I wanted

— Steve

Took the hassle, frustration and headache out of purchasing property and held my hand throughout the whole process. My mind was put at ease knowing that Jai and his team had my back and it didn’t matter how many questions I had or how complicated things seemed, he was always two-steps ahead. This was exactly who I needed on my team.

— Ann Kutasi

Jai and his team are incredibly knowledgeable and determined. I never would have believed I could have achieved what I have today, but with Jai’s advice and guidance I now have my first property. Jai’s approach is professional and personal, very much looking towards what is best for the client. He worked tirelessly to turn my dreams into reality, with a particularly complicated case. His industry knowledge is second to none, no question left unanswered, and explained in such a way that you can be sure to have a full understanding of every step in the process. To anyone
looking for a broker, you can’t get better than Jai.

— Xenia Goodwin

Made life getting our first home loan carefree and easy after what we thought would be a dreadful experience it turned out to be easy.

— Anonymous

I have purchased our first home together with Josh and he has been great throughout. Josh was always informative and very knowledgeable. Great to deal with and very professional. I have recommended him to friends and family!

— Matthew + Shonte

I needed to refinance and was hesitant and worried about all the process and all the work. But I have to say the experience was easy, smooth and it went well. All the hard work was done for me and all my questions were always answered. I would highly recommend to anyone needing a loan or refinance you will not be disappointed and you will get the best rates.

— Giuseppina Pollic

If you have not reviewed your home loan over the past 2 to 3 years I strongly suggest you do and do not hesitate to contact Jai for assistance. We are now paying less every month with our financial provider and have even cleared old debts moving forward.

— Nenad Nasarik

I am clueless when it comes to anything to do with property. Josh made me feel at ease, and helped me work out what and when I could afford to get into the market here in Sydney. He is so knowledgeable and easy to deal with; nothing is a problem for him and his team. When it comes to re-financing, Josh is there ready to go with all the information I needed as well. I can’t recommend him enough!

— Megan Clisby

Great service and advice. Fabulous to deal with. They really go out of there way to making the whole process easy and understandable

— John Kehagias


— Jacqueline Cassar

Overall a very pleasant experience helping us with the right advise and options that best suited our needs. The attention to detail and process followed made it simple to make an informed decision and to have our refinance managed through to settlement in record time.

— Mark Staffieri

Customer service I received was personal and outstanding. Made the whole experience very easy, helped me and guided me through the process and not stressful.

— Matthew Galea

The ultimate personalised mortgage brokerage. This was our second time using their services and I am sure it won’t be the last. As always, we found them to be the ultimate professionals in their field of expertise. They offered us a very personalised mortgage brokerage service, from beginning to end. They were also very accommodating with our requests for phone or video conferences to explain certain aspects of the loan process and to help us with preparing forms prior to submissions. They kept us up-to-date with the entire process of obtaining our third investment loan, taking the stress out of it. We highly recommend their services!!

— Alessandro + Maya

Always responsive to our emails with further explanations which helped us resolve our queries in the process of obtaining our investment loans. They guided us promptly through every stage of the application.

— Alessandro

Thank you to the team at Jai for helping us secure our investment property. We greatly appreciate the service you provide, ensuring we found the right solution for our needs and keeping us updated on progress. Thanks again for helping us for approval of our home loan with best deal. I appreciate the transparency, ease of process and effort you put into this.

— Sunil + Punam Daid

Let us do the heavy lifting for you

Home Loans Services Box Shape

Get your home loan approved, without the headache.

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Refinancing Services Box Shape

Get a better deal on your loan, so you can get rid of it faster.

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Investing Services Box Shape

Build your investment portfolio, build a brighter financial future.

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